Staten Island, often celebrated as New York City’s greenest borough, offers a unique suburban lifestyle within the metropolitan area. Known for its spacious parks, historic landmarks, and tight-knit communities, Staten Island provides a tranquil retreat from the city’s hustle and bustle. The borough’s diverse neighborhoods, from the serene shores of Great Kills to the historic streets of St. George, offer a range of living experiences. Staten Island’s appeal is enhanced by its proximity to other affluent areas such as Todt Hill, Emerson Hill, Grymes Hill, and the Richmond Town, helping residents enjoy a high quality of life with access to excellent amenities.
Considering making Staten Island your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Staten Island’s unique real estate market. Whether you’re looking for a family home with a backyard, a waterfront property, or a modern apartment with city views, let us guide you through your homeownership journey in Staten Island.
Tailored Mortgage Solutions for Staten Island’s Diverse Real Estate
Staten Island’s real estate market reflects the borough’s suburban charm, offering a variety of properties from single-family homes to luxury estates. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied preferences of potential homeowners in Staten Island.
- A variety of mortgage types for Staten Island properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found in Staten Island, supporting a broad spectrum of housing needs and preferences.
- Customized mortgage plans that reflect the unique lifestyle choices Staten Island offers, from serene suburban living to vibrant community engagement.
- Expertise in Staten Island’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Staten Island, making homeownership more accessible in this suburban oasis.
Experience Staten Island’s Unique Lifestyle
Living in Staten Island offers an exceptional lifestyle, marked by its blend of natural beauty, community spirit, and accessibility to urban amenities. We’re committed to helping you find a mortgage solution that supports your life in this vibrant borough. Whether enjoying the borough’s parks and beaches, exploring its historical sites, or engaging in local community events, your home in Staten Island will be a place of comfort and connection.
2024 NEW YORK CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALBANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRONX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BROOME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATTARAUGUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAYUGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEMUNG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CORTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUTCHESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERKIMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KINGS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NASSAU COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NEW YORK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NIAGARA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONONDAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTARIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORLEANS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSWEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEENS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| RENSSELAER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHMOND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ROCKLAND COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ST. LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARATOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHENECTADY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOHARIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SENECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUFFOLK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOMPKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ULSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTCHESTER COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND STATEN ISLAND
Neighborhoods
Huguenot, Great Kills, St. George, New Dorp, Todt Hill, West New Brighton, Livingston, Oakwood Beach, New Springville, Arden Heights, Atlantic Village, High Rock, Charleston, Pleasant Plains, Bay Terrace, Prince’s Bay, Silver Lake, Lighthouse Hill, Castleton Corners, St. George, Rosebank, Eltingville & Stapleton.
Zip Codes
10301, 10302, 10303, 10304, 10305, 10306, 10307, 10308, 10309, 10310, 10311, 10312, 10313 & 10314
Counties
Bronx County, Richmond County, Kings County, Queens County, Nassau County, Suffolk County, Rockland County, Westchester County, Putnam County, Orange County, Sullivan County, Ulster County, Dutchess County, Columbia County, Greene County, Delaware County & Albany County.